" After separating from her husband in 2001, the Stetson University graduate put an investment property she owned in Virginia on the market, returned to Florida and searched for the first home that she could truly call her own."

" Five years later, she is seated at the table in the sunny kitchen of her home in Concord Woods Village in Casselberry. Soaking up the last days of her holiday break from law school, the Buffalo, N.Y., native is at home."

" But the road here has not been without its bumps. Together with her then-husband, Klossner, a former high-school social-studies teacher, had owned three homes in Virginia and Maryland."

" She was left with a rental property after the divorce. But when it came time to sell, she says, renters refused to leave."

" "All the money I would have had for a down payment for a new house was going to this rental house that I wasn't getting rent on, and to the legal fees" for ordering an eviction, Klossner says."

" When she was offered a job at a mortgage company in Oviedo, she made the move to Central Florida."

" "Since I was in the mortgage industry, I had access to great real-estate agents," says Klossner, who worked closely with Jackie Miller of Re/Max Select of Oviedo."

" "I know this sounds really stupid," she says, "but I hate vacuuming stairs, so it was important to me to find a house that was one story.""

" She also liked
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